4099 ISLAND LAKES DR, Winter Haven, FL 33881
4099 ISLAND LAKES DR, Winter Haven, FL 33881
4099 ISLAND LAKES DR, Winter Haven, FL 33881
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$394,000
Est. payment /mo
3 Beds
2 Baths
1,603 SqFt

Open House

Sat May 02, 10:00am - 3:00pm

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,603 sqft

Price per Sqft $245

Subdivision Island Lakes

MLS Listing ID P4934266

Bedrooms 3

Full Baths 2

HOA Fees $50/qua

HOA Y/N Yes

Annual Recurring Fee 200.0

Year Built 2006

Annual Tax Amount $5,193

Lot Size 0.400 Acres

Acres 0.4

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $45,000 PRICE IMPROVEMENT!

Lakefront living on the Chain of Lakes just became an incredible opportunity. Welcome to 4099 Island Lakes Dr — a well-maintained 3 bedroom, 2 bath block home offering breathtaking waterfront views and direct access to the Chain of Lakes.

Major updates already handled with a brand new roof installed February 9, 2026, giving buyers peace of mind and potential insurance benefits. Combine that with a significant $40K price reduction, and this property stands out in today's market.

Inside, you'll find a bright and open layout filled with natural light. The spacious living area flows seamlessly into the kitchen and dining space, ideal for entertaining or relaxing after a day on the water. The primary suite features beautiful lake views, a private bath, and generous closet space.

Step outside to freshly installed sod and updated landscaping that enhances curb appeal and creates the perfect setting for outdoor gatherings. With direct lake access, enjoy boating, fishing, kayaking, and stunning sunset views right from your backyard.

Whether you're searching for a full-time residence, seasonal escape, or lakefront investment, this Chain of Lakes home offers location, lifestyle, and value.

Schedule your private showing today.

Location

State FL

County Polk

Community Island Lakes

Area 33881 - Winter Haven / Florence Villa

Interior

Interior Features Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)

Heating Central

Cooling Central Air

Flooring Laminate

Fireplace false

Appliance Dishwasher, Microwave, Range, Refrigerator

Laundry Inside

Exterior

Exterior Feature Lighting

Garage Spaces 2.0

Utilities Available Electricity Connected, Water Connected

Waterfront Description Lake Privileges

View Y/N Yes

Water Access Yes

Water Access Desc Lake - Chain of Lakes

Roof Type Shingle

Porch Covered, Front Porch, Rear Porch, Screened

Attached Garage true

Garage true

Private Pool No

Building

Lot Description City Limits, Paved

Story 1

Entry Level One

Foundation Slab

Lot Size Range 1/4 to less than 1/2

Sewer Public Sewer

Water Public

Structure Type Block,Stucco

New Construction false

Others

Pets Allowed Cats OK, Dogs OK, Yes

Senior Community No

Ownership Fee Simple

Monthly Total Fees $16

Acceptable Financing Cash, Conventional, FHA, VA Loan

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/P4934266


Read Less Info
Stellar MLS
Listed by Don Jerue KELLER WILLIAMS REALTY SMART 1

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4099 ISLAND LAKES DR

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